. >> and you are going to be deployed where in america? >> i'll be stationed at ft. bragg six months after i get done here at benning. >> a permanent duty station. >> yes. >> what kind of questions do you have? >> we koent won't have a significant down payment, just use va loan. or should we wait, maybe a yeefr, rent for a while and put a decent sized savings away we can put a down payment on the home? >> there is no right answer to that. if you buy a home pretty quickly, under a va loan, the advantage to that side of it is that the housing market won't have recovered by six months from now. let's say you waited 18 months, 24 hours to have substantial down payment. there may have started to be a meaningful recovery of the housing market. even though i love people to pay substantial down payment, in your circumstance, when you get to bragg, i would with look at buying a home there before the market recovers. but especially if you find one that's a real deal. >> clark can be your money coach as well. the clark howard show airs saturdays and sundays right here on h l n